Total 12 internal audit manager job vacancies in Finance / Banking / Insurance category in petaling jaya

Job Responsibilities

• Evaluate potential customers’ creditworthiness
• Maintain detailed records of company loans
• Approve or reject loan requests from customers
• Calculate and set loan interest rates
• Negotiate loan terms with new customers
• Monitor customers’ loan payments
• Review and update the company’s credit policy when necessary
• Create a credit scoring model to assess risks

Job Requirements

• candidates should have a bachelor’s degree or college diploma in finance, accounting, business administration
• Strong negotiation skills
• Ability to work under pressure
• Excellent analytical skills
• Advanced mathematical ability
• Solid interpersonal skills
• Attention to detail
• Great written and verbal communication skills
• Understanding of loans and lending procedures

Perks & Benefits

• Medical
• EPF
• Sosco
• Annual Leave

崗位職責

• 評估潛在客戶的信用度
• 保存公司貸款的詳細記錄
• 批准或拒絕客戶的貸款請求
• 計算和設定貸款利率
• 與新客戶協商貸款條款
• 監控客戶的貸款支付狀況
• 必要時檢討並更新公司的信用政策
• 建立信用評分模型來評估風險

職位要求

• 候選人應具有金融、會計、工商管理學士學位或大專文憑
• 較強的談判能力
• 在壓力下工作的能力
• 優秀的分析能力
• 高階數學能力
• 紮實的人際溝通能力
• 注重細節
• 優秀的書面和口頭溝通能力
• 了解貸款和貸款程序

津貼和福利

• 醫療的
• 公積金
• 索斯科
• 年假

Here's the role at a glance that might be beneficial for you to know :

• • This role will be managing Credit Operations team of markets (Malaysia, Singapore, Hong Kong & Taiwan) to deliver an excellent operational performance to markets and enable to achieve the agreed CSI/DSI/KPI/OPI

• • To manage Retail /Corporate/Dealer Credit teams to ensure risk related practice & operation strictly follow global rule and local policies.
  • Establish local Retail/Corporate/Dealer Credit policy to appropriately support business and in line with global credit rule, product rule and local regulation
  • Manage risk related KPIs and adjust risk appetites to achieve company target
  • Coordinate with HQ stakeholders to enhance automation of contract origination process and scorecard development
  • Provide passionate leadership to the team to achieve Underwriting target.
  • and also to act as Deputy Credit Risk Manager

Further roles and responsibilities :

• • Lead Underwriting team to execute high quality standards for each new credit application
  • Periodically provide on-job trainings and analytic feedback to underwriters for continuous improvement & development
  • Provide consultation to markets on risk related topics and best practices in underwriting
  • Establish & update local underwriting guidelines to be line with global credit rule & product rule and meet business needs
  • Ensure Underwriting operations are efficient and fully in compliance with policies & guidelines and achieve company targets
  • Conduct risk audit function over Retail/Corporate dealer Underwriting, and credit administration to ensure risk related operations are in compliance with polices guidelines and comments from Risk Review & Corporate Audit
  • Jointly monitor scorecard & BPR performance with HQ and provide comments & feedback to contribute scorecard & BPR re-work
  • Support in implementation and management of credit related project
  • Conduct other tasks as required by supervisor to support achievement of the company and team’s business objectives
  • Provide the extension service for special requirement from dealer and customer.
  • Development of self, through classroom and on-the-job training, while fulfilling a support & mentor role to all new starts in the company
  • Evaluate, train and manage the performance of the team members to achieve high performance and to meet engagement, retention, and succession objectives.

Qualifications

Educational Background

• • Bachelor’s degree preferable in Finance, Accounting, Business or related discipline

Professional Experience

• • Minimum of 7 to 10 years direct experience in credit operations and people management role
  • Extensive knowledge of credit systems and practices, operations in a bank or financial institution or shared services industry.
  • Strong understanding of the hire purchase and credit/finance industry, business operations, financial analysis, portfolio trends/behavior and lending guidelines of market
  • Knowledge of local regulations within Asia Pacific markets.

Required Specific Knowledge and Capabilities

• • Good knowledge in Ms Office software like Word and Excel
  • Good spoken and written English. Added advantage : Conversant in Cantonese/Mandarin and local dialects
  • Good knowledge of Finance Contract Management ERP
  • Good communication and interpersonal skills (ability to interact with all levels)
  • Ability to quickly adapt to new culture and environment and to work with other departments
  • Ability to multi-task
  • Ability to handle stress
  • Ability to work in a team as well as be independent
  • Problem-solving skills
  • Attention to detail
  • Ability to meet deadlines
  • Tactful

Perks & Benefits

• Commission and bonus
• Medical insurance
• Open culture
• Dental insurance
• Vision insurance

Important Note:

Please take note that we are expecting to relocate our office location to Cheras Maluri area tentatively by end of this year 2024.

Vacancy:

1 Vacancy for Sr. Manager Credit Score Modelling

2 Vacancy for Manager Credit Planning

Job Description for Sr. Manager Credit Score Modelling

• Develop and implement an effective credit score model or scheme for customers and maximize the company’s profitability and value in the market.
• Evaluate, implement, and monitor internal and external credit scoring models and/or financial forecasting models using both traditional and other advanced predictive technologies, segmentation, and optimization tools in strategy development.
• Develop and maintain user requirements, parameters, and configurations of rating system for different customer segments.
• Research and implementation of effective use of AI solutions.
• Identify data trends via deep data analytics and summarize key findings for Score Card Improvement.
• Research and study, introduce and verify new function of next generation innovative operation.
• Monitor, evaluate, and improve Score card and rule engine management from profitability point of view.
• Manage and monitor overall profitability by customer and merchant level

Job Description for Manager Credit Planning

• Conduct in-depth analysis of credit portfolios to assess performance, identify trends, and evaluate risk exposure.
• Utilize data insights to make informed decisions and recommend adjustments to credit strategies as needed.
• Oversee the development, maintenance, and enforcement of credit policies and procedures. Ensure compliance with regulatory requirements and industry best practices.
• Collaborate with cross-functional teams to drive credit planning initiatives and ensure alignment with organizational goals.
• Provide analytical support and insights to credit decision-making processes, including underwriting, pricing, and portfolio management.
• Utilize quantitative models and tools to assess creditworthiness and recommend appropriate actions.

Job Requirement:

• Bachelor’s degree in finance, Economics, Business Administration, or related field. Master's degree preferred.
• Minimum 10 years relevant working experience preferably in banking / financial institutions with at least 5 years management exposure.
• Strong analytical skills in credit risk assessment and credit score modelling.
• Proficient in SQL, Python/R, Data Mining (Feature engineering), MLOPS (Model Deployment & Maintenance), understanding on ML algorithm, AWS Cloud services (preferred but experience on other cloud services is acceptable).
• Good written and communication skills, analytical minded with a sense of accuracy.
• Ability to collaborate with a variety of stakeholders.

Perks & Benefits

• Nearby public transport
• Casual dress code
• Medical insurance
• Personal leave

Role Description

This is a full-time on-site role for a Senior Finance Manager. The Senior Finance Manager will be

responsible for managing and overseeing financial operations, preparing financial reports,

managing budgets, analyzing financial data, conducting forecasting and risk analysis, and

ensuring compliance with financial regulations.

Additionally, the Senior Finance Manager will collaborate with the management team to make

strategic financial decisions and provide financial guidance to the organization.

Responsibilities

• Perform financial analysis, reporting and management activities.
• Act as a strategic partner to the CFO and COO in all business strategic initiatives and planning.
• Provide detailed financial analysis and insights to support strategic decision-making, highlighting key trends and variances.
• Ensure compliance to IPO exercise including financial reports are prepared and delivered on time according and compliant to professional standards and regulatory requirements.
• Liaise with legal representatives, auditors, tax agents, secretaries, bankers, and other external practices.
• Review financial data for accuracy, correctness and completeness.
• Forecasting requirements, prepare annual budgets, scheduling expenditures, analyse variance and initiate corrective action, where required.
• Oversee the preparations of Company's Financial Statements of a public company to ensure compliance with policies, procedures, and Financial Reporting Standards, complying to Malaysian and US regulations.
• Implement innovative technology solutions and best practices to streamline financial reporting and consolidation processes, ensuring timely and accurate reporting.
• Lead investment projects aimed at optimizing financial operations, such as automation of routine tasks and integration of new software systems.
• Monitor and ensure financial team follows public company policies and regulations.
• Other related tasks as assigned

Qualifications Requirements

• Computer literate and familiarity on hands on knowledge in MS Office Application: Word, Excel, PowerPoint and commonly used accounting softwares.
• Knowledge in public companies current financial practice and policies is essential.
• Knowledge in compliance to IPO is highly recommended.
• Minimum 8 years working experience in related field and industry.
• Minimum and advanced diploma/LCCI higher in Finance/ Accounting or its equivalent.
• Language proficiency: English, Malay and Mandarin.
• Ability to work independently and hands-on personally.
• Highly responsible and dependable in character.
• Experience working in tech related industry is an advantage
• Experience in project investments is an advantage.

Perks & Benefits

• Allowance (travel stipends, transportation, etc.)
• Personal leave
• Fitness membership

Locations:

(1) Subang, SNS

(2) Kulai, JM

(3) Jln Tun Perak, FT

(4) Bangsar Baru, FT

(5) Negeri Sembilan, SNS

Responsibilities:

• Market and grow SME Plus loans and process cases via EOS.
• Attend to customer requests and appeals on credit related matters within the SLA and provide basic advise and services to meet customers needs.
• Process credit proposals and ad-hoc requests received from customers (existing/new) within SLA's standard of service; i.e. to ensure Bank's rich parameters and guidelines are adhered to, and to aware of common shortcomings highlighted by GCRM and Risk management to maintain high credit standards.
• Monitor all WL's SMAs and keep newly impaired loans low; ie. to keep abreast of market developments and early warning signals, to take preventive action to avoid SMAs from turning impaired.
• Market and sell the Bank's loan products to new and existing customers. This also includes cross-selling of other Bank's products and services.
• Biding closer rapport with existing customers to boost utilization and share of business/wallet

Requirements:

• minimum 3 yrs experience in sales and knowledgeable in SME+ Business is added advantages.
• Strong marketing and business acumen with good interpersonal/relationship skills and able to interact with people at all levels.
• Result-driven, self motivated and enthusiastics to build a good sales career.
• High self- confident, energetic and capable to work under sales pressure.

Perks & Benefits

• Employee equity
• Commission and bonus
• Allowance (travel stipends, transportation, etc.)
• Medical insurance
• Personal leave
• Personal development opportunities

Company: A leading Malaysian financial institution, known for its innovative financial solutions and commitment to customer satisfaction.

Job Summary:

The role is responsible for overseeing the Operational Risk Management (ORM) function at a Bank. This includes implementing and executing the bank's risk management framework to identify, measure, monitor, control, and report on risk exposures.

Key Responsibilities:

• Risk Assessment: Identify and evaluate operational risks to support the enterprise risk management strategy.
• Threat Identification: Detect potential threats and vulnerabilities in business processes and data.
• RCSA Facilitation: Lead Risk Control Self-Assessment (RCSA) exercises by Business Units.
• KRI and Loss Reporting: Assist in collecting Bank-wide Key Risk Indicators (KRIs) and Loss Event Reporting.
• Review Procedures: Review new or revised procedures, policies, and products before management submission.
• Risk Assessment of Providers: Provide independent risk assessments for service providers and outsourcing arrangements.
• Operational Risk Review: Validate efficiency and effectiveness of operational risk responses with stakeholders.
• Compliance Monitoring: Ensure ORM and outsourcing policies comply with internal and regulatory requirements.
• Report and Train: Report risk matters to Senior Management and the Board, and develop risk awareness programs and training.
• Control System: Ensure an effective internal controls system is in place to address major risks.
• Additional Tasks: Perform other tasks as assigned by the Head of Operational Risk or CRO.

Qualifications:

• Education: Bachelor’s Degree in Business Administration, Commerce, Accounting, Finance, Banking, or equivalent.
• Experience: At least 8 years of relevant experience in banking, external audit, or consultancy.
• Knowledge: Strong understanding of operational risks, governance practices, internal control systems, and enterprise risk management concepts.
• Skills: Strategic thinking, data analysis, problem-solving, strong communication, and negotiation skills.
• Additional: Ability to manage and motivate individuals at various levels.

• Competitive banking package.

地點：

(1) 梳邦、SNS

(2) 古來，JM

(3) 敦霹靂州 (FT)

（4）孟沙巴魯，《金融時報》

(5) 森美蘭州，SNS

職責：

• 透過 EOS 行銷和發展 SME Plus 貸款並處理案件。
• 專注於 SLA 範圍內客戶對信用相關事宜的請求和上訴，並提供基本建議和服務以滿足客戶需求。
• 在 SLA 的服務標準範圍內處理從客戶（現有/新）收到的信貸建議和臨時請求；即確保遵守銀行豐富的參數和指導方針，並了解 GCRM 和風險管理突出的常見缺點，以維持高信用標準。
• 監控所有 WL 的 SMA 並將新減損貸款保持在較低水平； IE。隨時了解市場動態和預警訊號，採取預防措施，避免 SMA 受損。
• 向新客戶和現有客戶行銷和銷售銀行的貸款產品。這也包括其他銀行產品和服務的交叉銷售。
• 與現有客戶建立更密切的關係，以提高業務/錢包的利用率和份額

要求：

• 至少 3 年銷售經驗和對中小企業+業務的了解是額外的優勢。
• 強大的行銷和商業頭腦，具有良好的人際關係/關係技巧，能夠與各個層級的人互動。
• 以結果為導向，自我激勵，熱衷於建立良好的銷售生涯。
• 自信心強，精力充沛，能承受銷售壓力。

津貼和福利

• 員工股權
• 佣金和獎金
• 津貼（旅費、交通費等）
• 醫療保險
• 事假
• 個人發展機會

公司：一家領先的馬來西亞金融機構，以其創新的金融解決方案和對客戶滿意度的承諾而聞名。

工作總結：

此職位負責監督 MBSB 銀行的營運風險管理 (ORM) 職能。這包括實施和執行銀行的風險管理框架，以識別、衡量、監控、控制和報告風險敞口。

主要職責：

• 風險評估：識別和評估營運風險以支援企業風險管理策略。
• 威脅識別：偵測業務流程和資料中的潛在威脅和漏洞。
• RCSA 促進：領導業務部門進行風險控制自我評估 (RCSA) 練習。
• KRI 和損失報告：協助收集全行關鍵風險指標 (KRI) 和損失事件報告。
• 審查程序：在向管理層提交之前審查新的或修訂的程序、政策和產品。
• 提供者的風險評估：為服務提供者和外包安排提供獨立的風險評估。
• 操作風險審查：與利害關係人一起驗證操作風險因應措施的效率和有效性。
• 合規性監控：確保 ORM 和外包政策符合內部和監管要求。
• 報告和培訓：向高階管理層和董事會報告風險事項，並制定風險意識計劃和培訓。
• 控制體系：確保建立有效的內部控制系統以應對重大風險。
• 其他任務：執行營運風險主管或 CRO 指派的其他任務。

資格：

• 教育背景：工商管理、商業、會計、金融、銀行學士學位或同等學歷。
• 經驗：至少 8 年銀行、外部審計或諮詢領域的相關經驗。
• 知識：對操作風險、治理實務、內部控制體系和企業風險管理概念有深入的了解。
• 技能：策略思維、數據分析、解決問題、強大的溝通和談判能力。
• 其他：管理和激勵各個層級的個人的能力。

• 有競爭力的銀行套餐。

Here's the role at a glance that might be beneficial for you to know :

• • This role will be managing Credit Operations team of markets (Malaysia, Singapore, Hong Kong & Taiwan) to deliver an excellent operational performance to markets and enable to achieve the agreed CSI/DSI/KPI/OPI

• • To manage Retail /Corporate/Dealer Credit teams to ensure risk related practice & operation strictly follow global rule and local policies.
  • Establish local Retail/Corporate/Dealer Credit policy to appropriately support business and in line with global credit rule, product rule and local regulation
  • Manage risk related KPIs and adjust risk appetites to achieve company target
  • Coordinate with HQ stakeholders to enhance automation of contract origination process and scorecard development
  • Provide passionate leadership to the team to achieve Underwriting target.
  • and also to act as Deputy Credit Risk Manager

Further roles and responsibilities :

• • Lead Underwriting team to execute high quality standards for each new credit application
  • Periodically provide on-job trainings and analytic feedback to underwriters for continuous improvement & development
  • Provide consultation to markets on risk related topics and best practices in underwriting
  • Establish & update local underwriting guidelines to be line with global credit rule & product rule and meet business needs
  • Ensure Underwriting operations are efficient and fully in compliance with policies & guidelines and achieve company targets
  • Conduct risk audit function over Retail/Corporate dealer Underwriting, and credit administration to ensure risk related operations are in compliance with polices guidelines and comments from Risk Review & Corporate Audit
  • Jointly monitor scorecard & BPR performance with HQ and provide comments & feedback to contribute scorecard & BPR re-work
  • Support in implementation and management of credit related project
  • Conduct other tasks as required by supervisor to support achievement of the company and team’s business objectives
  • Provide the extension service for special requirement from dealer and customer.
  • Development of self, through classroom and on-the-job training, while fulfilling a support & mentor role to all new starts in the company
  • Evaluate, train and manage the performance of the team members to achieve high performance and to meet engagement, retention, and succession objectives.

Qualifications

Educational Background

• • Bachelor’s degree preferable in Finance, Accounting, Business or related discipline

Professional Experience

• • Minimum of 7 to 10 years direct experience in credit operations and people management role
  • Extensive knowledge of credit systems and practices, operations in a bank or financial institution or shared services industry.
  • Strong understanding of the hire purchase and credit/finance industry, business operations, financial analysis, portfolio trends/behavior and lending guidelines of market
  • Knowledge of local regulations within Asia Pacific markets.

Required Specific Knowledge and Capabilities

• • Good knowledge in Ms Office software like Word and Excel
  • Good spoken and written English. Added advantage : Conversant in Cantonese/Mandarin and local dialects
  • Good knowledge of Finance Contract Management ERP
  • Good communication and interpersonal skills (ability to interact with all levels)
  • Ability to quickly adapt to new culture and environment and to work with other departments
  • Ability to multi-task
  • Ability to handle stress
  • Ability to work in a team as well as be independent
  • Problem-solving skills
  • Attention to detail
  • Ability to meet deadlines
  • Tactful

Perks & Benefits

• Commission and bonus
• Medical insurance
• Open culture
• Dental insurance
• Vision insurance

以下是該角色的概覽，可能對您有所幫助：

• • 該職位將管理市場（馬來西亞、新加坡、香港和台灣）的信貸營運團隊，為市場提供卓越的營運績效，並實現商定的 CSI/DSI/KPI/OPI

• • 管理零售/企業/經銷商信貸團隊，確保風險相關實踐和營運嚴格遵循全球規則和當地政策。
  • 建立當地零售/企業/經銷商信貸政策，以適當支援業務並符合全球信貸規則、產品規則和當地法規
  • 管理與風險相關的關鍵績效指標並調整風險偏好以實現公司目標
  • 與總部利害關係人協調，增強合約簽訂流程和記分卡開發的自動化
  • 為團隊提供熱情的領導以實現承保目標。
  • 並擔任信用風險副經理

其他角色和職責：

• • 領導核保團隊對每個新的信貸申請執行高品質標準
  • 定期向承銷商提供在職培訓和分析回饋，以實現持續改進和發展
  • 就風險相關主題和承保最佳實踐向市場提供諮詢
  • 建立和更新本地核保指南，以符合全球信用規則和產品規則並滿足業務需求
  • 確保承保營運高效且完全符合政策和準則並實現公司目標
  • 對零售/企業經銷商承銷和信用管理進行風險審計職能，以確保風險相關操作符合政策指南以及風險審查和公司審計的意見
  • 與總部共同監控記分卡和 BPR 績效，並提供意見和回饋以促進記分卡和 BPR 返工
  • 支持信貸相關項目的實施與管理
  • 執行主管要求的其他任務，以支援公司和團隊業務目標的實現
  • 針對經銷商和客戶的特殊要求，提供延期服務。
  • 透過課堂和在職培訓實現自我發展，同時為公司所有新人提供支援和指導
  • 評估、培訓和管理團隊成員的績效，以實現高績效並實現敬業度、保留和繼任目標。

資格

學歷

• • 擁有金融、會計、商業或相關學科學士學位優先

專業經驗

• • 至少 7 至 10 年信貸業務和人員管理職位的直接經驗
  • 對信用系統和實踐、銀行或金融機構或共享服務業的運作有廣泛的了解。
  • 對分期付款和信貸/金融行業、業務運營、財務分析、投資組合趨勢/行為以及市場貸款指南有深入的了解
  • 了解亞太市場的當地法規。

所需的具體知識和能力

• • 熟練使用 Word 和 Excel 等 Ms Office 軟體
  • 良好的英語口說和寫作能力。額外優勢 : 精通粵語/國語和當地方言
  • 熟悉財務合約管理ERP
  • 良好的溝通和人際交往能力（與各個層級互動的能力）
  • 能夠快速適應新的文化和環境並與其他部門合作
  • 多工處理能力
  • 處理壓力的能力
  • 具備團隊合作與獨立能力
  • 解決問題的能力
  • 注重細節
  • 按時完成任務的能力
  • 機智

津貼和福利

• 佣金和獎金
• 醫療保險
• 開放文化
• 牙科保險
• 視力保險

About Us

Bjak is focused on providing access to affordable and sustainable financial services for people in ASEAN. Headquartered in Malaysia, Bjak is the largest insurance portal in Southeast Asia. Our main portal, Bjak.com, helps millions find the insurance policy with the best value and highest coverage for them. Our investments in technology such as Custom API, blockchain, trading systems and data science is to enable easy access to financial services that were previously inaccessible or difficult to understand. Our core strengths are in navigating the most complex regulations and environments, creating some of the most innovative products in the world. For instance, we are the first platform globally to simplify and offer investment-linked life and health insurance online, coupled with an instant talk-to-agent service. If you enjoy building cutting edge platforms and ecosystems to give equal access to financial services for the masses - Speak to us.

Position Overview:

We are looking for a detail-oriented and results-driven Finance Manager to oversee our company's financial health and ensure sustainable growth. The Finance Manager will report to the Group Chief Financial Officer. The ideal candidate will have a strong background in finance and accounting, excellent analytical skills, and the ability to communicate financial information effectively to stakeholders at all levels of the organization.

Responsibilities:

• Oversee the general ledger, including reconciliation of accounts and compliance with accounting standards
• Manage the company's financial planning, budgeting, and forecasting processes.
• Prepare and present timely and accurate financial reports, including monthly, quarterly, and annual financial statements.
• Analyze financial data and provide insights and recommendations to support strategic decision-making.
• Oversee accounts payable and accounts receivable functions, ensuring timely and accurate processing of invoices and payments.
• Monitor cash flow and liquidity to optimize working capital management.
• Develop and implement internal controls to safeguard company assets and ensure compliance with regulatory requirements.
• Manage relationships with external stakeholders, including banks, auditors, and other financial partners.
• Provide leadership and guidance to the finance team, fostering a culture of accountability, collaboration, and continuous improvement.

• Bachelor's degree in Finance, Accounting, Economics, or a related field; CPA preferred.
• 5-10 years finance experience in a finance management or financial controller role.
• History of working in companies with international operations and/or in the finance or technology industries preferred.
• Strong knowledge of financial principles, practices, and regulations.
• Excellent analytical skills with the ability to interpret complex financial data.
• Proficiency in financial modeling and forecasting techniques.
• Advanced proficiency in Microsoft Excel and other financial software applications.
• Experience working with accounting software (e.g., Netsuite, Xero, Autocount)
• Exceptional communication and interpersonal skills, with the ability to effectively communicate financial information to non-financial stakeholders.
• Strong leadership and management skills, with a track record of building and developing high-performing teams.
• Detail-oriented and highly organized, with the ability to prioritize and manage multiple tasks simultaneously.

• International work environment and flat organization
• Team culture - highly practical and results oriented.
• Free training and development, constantly improve yourself.
• Fast moving, challenging and unique business problems
• Competitive salary
• Casual work attire
• Hybrid work setup