Total 14 medical officer job vacancies in 388 GREENWICH STREET - TRADING

The Senior Cash Management Sales Officer (Digital, Tech & Comms) is a strategic professional who closely follows latest trends in Digital/Tech field and adapts them for application within own job and the business. Typically a small number of people within the business that provide the same level of expertise. Excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the operations of the business. Necessitates a degree of responsibility over technical strategy. Primarily affects a sub-function. Responsible for handling staff management issues, including resource management and allocation of work within the team/project.

Responsibilities:

• Responsible for actively calling on clients in partnership with RMs to deepen relationships, proactively owning, responding to and anticipating future needs, challenges or risks, in addition to identifying and pursuing new clients aligned with CITI’s value proposition.
• Drives innovation on the solutions we provide clients while structuring deals to balance risk and reward.
• Serves as strategic advisor to RM and Client
• Shares knowledge with other sales consultants and junior staff
• Provides input on business strategy and executes on initiatives
• Ensures compliance with regulatory requirements and Citi's policies / guidelines at all time
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 10+ years commercial banking experience, preferably within roles of increasing responsibility
• Undergraduate business degree, advanced degree is preferred
• Proven track record of initiating, executing and growing complex client relationships

Education:

• Bachelors degree, potentially Masters degree
• CTP preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Commercial and Business Sales

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Job Family:

Commercial Product Sales

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Full Time Salary Range:

$176,720.00 - $265,080.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Anticipated Posting Close Date:

Mar 19, 2024

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Lead Finance Officer for a portfolio of Retail Services partner credit programs, the Specialty Partners Group (or “SPG”) partnering with merchants in the U.S that include a number of marquee names (like Wayfair, Tractor Supply, BrandSource, Goodyear, Shell).  Responsible for leading the financial analysis team in the areas of pricing, investment decision support, expense management as well as partnering with external client and multiple functions within Citi.  Be a key leader in the ongoing development of the program strategy.  Drive profitable growth in program assets, while optimizing Citi’s capital and operating efficiency through insightful analysis and strategy development and evaluation.

Essential Duties & Responsibilities Including Direct Reports

·       Serve as one of Citi’s senior leaders on joint Operating Committee in program relationships, which governs day to day management of programs

·       Provide thought leadership and influence internal and external leadership development, planning, and execution of strategic initiatives to drive profitable growth

·       Work closely with Citi Risk, Control, Compliance and Operations, and the Retail Partner management teams, to ensure strong internal control/compliance environment

·       Develop and implement capital optimization and financial strategy to drive asset and earnings growth

·       Partner with cross functional client teams to develop, review and approve all promotional pricing, marketing, investments, and growth initiatives, driving product, channel, and promotion specific profitability analyses

·       Analyze contract changes, analyzing financial impacts, negotiate with partner and partner with Legal to draft contract language

·       Lead Citi Internal planning process and external partner forecasts for portfolio, collaborate with centralized FP&A team to develop financial projections and present to internal and external senior management

·       Hire, develop, and retain onshore and offshore staff members to deliver value added financial analysis and decision support to drive business performance

·       Ensure financial transactions between Citi and the partners are in compliant with contract

·       Work closely with Citi Controllers and Accounting Policy on accounting requirements for all aspects of partner agreements, policy changes, and initiatives

Education and/or Experience

·       B.S. in Finance or Accounting.

·       15+ years of financial experience in credit card industry and/or financial services.

Knowledge, Skills and/or Abilities

·       Strong leadership skill and business acumen.  Executive presence, ability to interact and influence senior management of external client.

·       Superior communication/presentation skills; ability to drive change and support for performance improvement across all functional areas.

·       Strong analytical skills, as well as control and compliance mindset.

·       Ability to work well under tight deadlines in a fast-paced, team-oriented, intense environment.

 

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Job Family Group:

Finance

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Job Family:

Finance Management

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Full Time Salary Range:

$170,000.00 - $300,000.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Anticipated Posting Close Date:

Mar 18, 2024

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Internal Audit (IA) Business Controls is a team within IA’s Chief Operating Office (COO) that is an essential component in enabling IA’s consistent adoption of firm-wide risk and control standards, frameworks and policies, including dedicated controls governance and legal expertise.

Specifically, the IA Issue Remediation and Management team is responsible for IA’s issues management, lessons learned and quality monitoring.

Role Summary

The IA Issue Remediation and Management officer is a strategic professional who stays abreast of developments within their own field and contributes to directional strategy by considering their application in their own job and the business. This person will report to the Issue Remediation and Management Senior Vice President (SVP) and be responsible for areas with the department (i.e., issue management / lessons learned / quality monitoring). They are recognized as the technical authority for issues remediation and management within the business (Internal Audit). They require strong understanding of Project Management Professional (PMP) concepts and Internal Audit / Risk & Controls frameworks and processes to drive initiatives in issues remediation and management on behalf of the Internal Audit organization. Additionally, developed communication and diplomacy skills are required to guide, influence, and convince others, in particular colleagues in other areas and occasional external customers.

Job Responsibilities

Key responsibilities include, but are not limited to:

• Ensuring complete adoption of the issue management practices within the respective businesses and functions.
• Assisting process and control owners in evaluating control deficiencies holistically, including identification of root causes and required corrective action plans.
• Supporting the planning and execution of Issue Remediation & Management activities.
• Supporting development of the Corrective Action Plan (incl. categorizing issues based on their impact to the business / function to manage remediation efforts).
• Overseeing and ensuring timely and complete issue remediation within businesses and functions and escalate any delays and / or challenges, as needed. 
• Assisting first line in developing documentation for remediation plans to provide to relevant stakeholders regarding the status of remediation efforts (e.g., “behind / ahead” of schedule, completed, closed, etc.).
• Validating remediation activities are documented, completed, and closed- out in accordance with issue management standards.
• Identifying issues with a cross-IA impact and oversee the holistic remediation of issues, including end-to end management and execution of remediation activities.
• Managing remediation of regulatory issues against IA, including design, execution, and implementation of corrective actions.
• Assessing CAP adequacy for issues i.e., Regulatory, Quality Assurance, and Self-Identified issues raised against IA.
• Tracking issue remediation for Regulatory, Quality Assurance, and Self-Identified issues through the lifecycle i.e., from identification to closure.
• Supporting pre-validation peer review process for Regulatory/high severity issues.
• Building issues management capabilities and processes e.g., an issues dashboard.
• Partnering with IA Innovation to identify opportunities for automation and simplification of issues management processes.
• Facilitating discussions including providing review and challenge of Internal Audit Lessons Learned reviews.
• Performing quality monitoring of Internal Audit controls / activities. (i.e., MCA, etc.)

Competencies

• Ability to operate autonomously with a limited level of direct supervision.
• Exercises strong independent judgement.
• Acts as SME to senior stakeholders and /or other team members.
• Ability to influence / manage team members.
• Proven ability to execute concurrently on a portfolio of high-quality deliverables according to strict timetables.
• Consistently demonstrates clear and concise written and verbal communication.
• Effective negotiation skills.
• Proficient in developing project metrics, including gathering, reporting, trend analysis, creation, and metrics.
• Ability to identify issues and problems, generate solutions and choose appropriate alternatives using basic root cause analysis.
• Manage project scope by assessing requirements changes, determining, and conveying impact on budget, time, and risk.
• Manage client expectations, anticipates operational and tactical risks, and tracks them; clarify, identify, and track requirements and issues, remove barriers, resolve minor project issues, and escalate to immediate manager where required.
• Advance Excel and PowerPoint and proficient in SharePoint, MS Project, VISIO, Adobe Acrobat Professional.

Knowledge /Experience

• Bachelor’s/University degree or equivalent experience, Master’s degree preferred.
• 10+ years of experience in Internal Audit / Risk and Controls / Operational Risk / Lessons Learned Processes / Project Management—or combination of these—preferably in the financial services industry or in management consulting.
• Ability to develop project plans, manage individual deadlines and goals. (i.e., Project Management Professional (PMP).
• Advanced skills in data analysis and metrics reporting
• Exceptional interpersonal and people management skills with prior experience interfacing with senior management
• Familiarity with Citi’s Control systems preferred, in particular, MCA, iCAPS and RET.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Risk Management

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Job Family:

Business Risk & Control

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Time Type:

Full time

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Primary Location:

New York New York United States

------------------------------------------------------

Primary Location Full Time Salary Range:

$129,840.00 - $194,760.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Anticipated Posting Close Date:

Mar 15, 2024

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Compliance Business Control Officer (MCA Coordinator) reports to a Business Operational Risk Manager (MCA Lead), who is aligned with our business partners and one or more business Assessment Units to help appropriately manage risks arising from our products, services, and business operations. This person will work alongside the MCA Lead to ensure effective risk management is embedded in day-to-day business strategies, and related activities, focusing on strengthening MCA and infusing consistency to the design of Activity, Risk, Control and Monitoring (ARCM) frameworks and execution of ARA and periodic Risk Assessments. This role demands significant coordination across internal business teams and other support and control groups within the organization. Developed communication and diplomacy skills are required to guide, influence, and convince others, in particular colleagues in other areas.

Key Responsibilities:

• Partner with Process Owner to evaluate process activity, conduct risk assessments, and design adequate controls to be executed by Process Owner
• Engage with 2nd line partners to confirm regulatory & operational risks are identified and proper controls are in place.
• Coordinate, analyze and follow-up actions related to ORM/ICRM reviews and challenges.
• Support centralized monitoring team(s) with design of monitoring in-line with design of control.
• Lead, coordinate, and document MCA/ARA elements (e.g., Inherent Risk, Taxonomy, etc.) with ICRM, process & control owners, and monitoring teams
• Facilitate periodic Risk Assessment & ARA review sessions with AU / MGE Owner
• Input and update of content to data repositories such as CR&C and MCA Center for ARCM, ARA and periodic Risk Assessment execution, maintenance, and enhancement
• In partnership with process owners, create plans to reduce residual risks.
• Coordinate SMP/EMP applicability assessment and adoption with business, control, and monitoring owners
• Support process owners on Change Initiatives risk evaluations, Issue Management, and Internal/External reviews
• Partner with business process owner to ensure timely action on process or monitoring fails, trends, operational losses, open issues, and action plans from ineffective control.
• Assumes leadership role in ensuring all Citi Risk & Controls (GRC) changes, issues and requirements are cascaded, executed, and closed out.  This includes a range of responsibilities such as standard / enterprise control profile adoption, periodic Risk Assessment requirements, ARA requirements system access reviews, migrations, and change management.
• Independently assess risks and drive actions to address the root causes that persistently lead to operational risk losses by challenging both historical and proposed practices.
• Develop and maintain relationships across the business users and Lines of Defense to better understand and deliver customer requirements by responding to changes in the internal and external business environment.
• Has the ability to operate with a limited level of direct supervision.
• Can exercise independence of judgement and autonomy.

Qualifications:

• 6+ years relevant experience
• Financial Industry experience is a must, Operational Risk would be a plus.
• Project Management Experience
• Experience in Internal Audit or Financial Control would be desirable.
• Expertise in the following would be beneficial: Fraud Awareness and Risk Management Operations and Systems (Information Security Standards, Vendor/Outsourcing Management and MCA Legal and Regulatory Compliance Management of a global operations and a complex environment that includes global teams.

Education:

• Bachelor’s/University degree, Master’s degree preferred

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Job Family Group:

Risk Management

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Job Family:

Operational Risk

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Salary Range:

$129,840.00 - $194,760.00

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Citi Community Capital (CCC) Business within Citi’s Institutional Credit Management (ICM) Division, is seeking to hire a Multifamily Underwriting Analyst.  

Citi Community Capital (CCC) provides a suite of financial products to help affordable housing developers construct, rehabilitate, refinance, and acquire affordable multifamily housing across the country. Committed to the communities we serve, CCC finances both straightforward and highly structured transactions for non-profit and for-profit affordable housing developers, Community Development Financial Institutions, and state and local government agencies.

It is the mission of CCC to be the preferred financial partner for affordable housing developers, non-profits and governmental entities that focus on community development. We provide our clients with a distinctive, remarkable experience based on world class responsiveness, customer service, creativity, and superior execution. This mission will be accomplished while delivering superior financial performance for Citi, consistent and impactful CRA results, and an inclusive and rewarding experience for our employees. The overall objective is to finance new construction and the preservation of affordable and workforce rental housing, as well as office, retail, warehouse/industrial, multifamily, hotel, and self-storage properties for Citigroup.

The Underwriter – C11 is an intermediate level role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and workflow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual.

Responsibilities:

• Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards.

• Prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision.

• Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information.

• Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements.

• Perform industry and geographical research and other due diligence as needed.

• Maintain a solid understanding of Citibank products and services - within Small Business/Commercial Banking and the broader organization.

• Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors.

• Other duties as required to support business unit and company goals.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years relevant experience

• Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics.

• Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry.

• Ability to apply credit and risk principles toward business goals.

• Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency.

• Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective.

• Interpersonal, organizational and analytic skills.

Education:

• Bachelor's/University degree or equivalent experience

Additional Job Responsibilities:

• Provide analytical and transactional support to the construction asset management team

• Assist Asset Managers in reviewing and processing credit actions during construction, such as loan extensions, classified credit reviews and material events requiring lender consent and approval

• Work with Asset Managers to conduct annual reviews of client relationships

• Participate in credit approval process, assembling credit packages for Citi’s risk management review, drafting credit memos and obtaining the necessary credit approval documentation for credit actions on extensions, consents, loan modifications and relationship annual reviews

• Assist Asset Managers in managing the pipeline of active credit actions during construction, following up on action dates and required deliverables

• Support Asset Managers with monthly reporting responsibilities, including updates on the status of lease up and upcoming loan maturities

• Participate in internal and external deal team calls, actively participating in discussion of the deal specific issues with other members of the deal team including bankers, underwriters, loan servicing, credit risk and construction management

• Assist Asset Managers with ongoing relationship duties including issues that arise during construction, lease up, loan modifications, loan extensions and permanent loan conversions

• Externally interact with borrowers, agencies, syndicators, legal counsel, and other transaction parties

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Job Family Group:

Risk Management

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Job Family:

Credit Decisions

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Salary Range:

$86,330.00 - $120,470.00

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The FX Finance Lead is a senior management level position responsible for providing management with analysis and insight of financial results in coordination with the broader Finance team.

The role requires a strong analytical approach to client, product and financial strategy together with leadership skills that significantly rely on influence and building strong partnerships to execute business and financial plans in a systematic, measurable, and effective way. The candidate must be able to work effectively in a cross-functional environment without close supervision and with colleagues who may not be in the same geographic location.

This role reports into the Rates & Currencies Lead Finance Officer.

Responsibilities:

• Manage all financial aspects across the FX business within Global Markets. Define financial objectives anchored on sound financial criteria, drive strategy and execution in close partnership with the business and functional areas globally.
• Support the Rates & Currencies LFO,  Markets CFO, business head(s) and other senior management with commercial insight and analyses regarding financial results, projections and strategy
• Facilitate decision making to drive performance and strategy of the FX business
• Drive analysis for use with Citi senior management as well as external analysts, regulators and investors. Deliverables include, but are not limited to, performance analyses, target setting and forward-looking analytics for a variety of internal and external stakeholders.
• Assist in setting and managing balance sheet and capital consumption targets, annual budget, quarterly outlooks and forecasts, industry trends, and the CCAR process to drive the long term performance of the franchise.
• Lead the financial analysis for all actuals and planning dimensions such as: Earnings, Outlooks, Forecasts, Annual Plan
• Develop relevant, key performance indicators to measure the effectiveness and performance of the business and client strategy
• Understand and proactively mitigate impact of new regulations or accounting requirements on profitability and business strategy
• Lead ad-hoc analytics on themes that arise at senior management’s request and/or through proactive research of potential issues across the entire spectrum of business strategy and performance
• Partner with various global functional (i.e. Product Control, FP&A, Treasury, Tax etc.) and business stakeholders to deepen LFO’s analysis and manage various processes around actuals and forward-looking financials
• In partnership with the FP&A and the wider Finance teams, lead various projects to enhance efficiency of Citi’s financial processes and increase the informative value of the content provided to senior management
• Responsible for developing senior level talent to advance pipeline of Finance leaders across the Citi franchise

Qualifications:

• 15+ years of relevant experience
• 8-10+ years of managerial experience, and experience in financial services
• Demonstrated financial modeling skills with the ability to drive top down strategic and operational plan
• Consistently demonstrates clear and concise written and verbal communication
• Ability to build and maintain relationships and interact at all levels of an organization
• Demonstrated leadership, decision-making and problem solving skills

Education:

• Bachelor’s degree/University degree or equivalent experience
• Master’s degree preferred

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Job Family Group:

Finance

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Job Family:

Product Control

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Salary Range:

$170,000.00 - $300,000.00

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Our Treasury & Trade Solutions and Securities Services businesses provide global solutions that can help clients drive their business forward while investing in innovation to bring new solutions to life. As new technologies open up new opportunities for us to serve our clients, Treasury and Trade Solutions invests in innovation to bring new solutions to life by establishing a digital future through building on a strong legacy of innovation and a unique global trade solution network.

The Business Risk Officer for North America cluster is a senior specialist who provides global oversight to the Platforms and Data Services Risk and Control environment, proactively supporting the Treasury and Trade Solutions PDS Head (“Business Head”) in managing and mitigating operational, compliance and regulatory risks, and executing risk and control responsibilities for the business as a First Line of Defence function.

This role has responsibility to work with the PDS business lines (global and/or regional), regional and global In Business Risk, the TTS Partner teams (Operations, Technology, Implementations, Sales, Innovation) and second line partners (Risk, Compliance, ORM, FRM, Legal) on risk, compliance and control matters, to establish a robust framework that enables effective risk and control management across the PDS business.  This includes assessing and providing objective views on risks, controls, and trends, and implementing change as required.  

Responsibilities:

• Responsible for managing and supporting multiple risk and control programs for the organization including implementing the strategy, approach, processes, quality, tools and reporting that provide global risk management consistency and excellence.
• Works closely with business partners on findings and makes recommendations on improving practices.
• Keep Management aware of the risk and control environment of the Business through continuous and open communication, by participating in Risk Control Forums with Senior Management to present and follow-up on issues, concerns and corrective action plans.
• Update and maintain a robust Manager’s Control Assessment (MCA) in compliance with the Citi Operational Risk Policy.
• Ensure adherence to the Citi Operational Risk Policy in regard to operational loss approvals and reporting.
• Ensure that the Business has a sound control environment from an information security perspective, including adherence to relevant policies where appropriate.
• Responsible for the coordination of key projects in respective region and occasionally on the global level.
• Participate as the CRM contact for audits, working with product leads, and ensure that requests are timely and appropriately provided.
• Examines procedures for consistency and gaps relative to regulations in addition to impacts on customer experience.
• Acts as SME to senior stakeholders and /or other team members.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Specific responsibilities will involve:

• Regulatory change management/coordinating impact assessments
• Oversight for issues and action plans
• MCA support/ARCM creation/testing
• Reviewing/tracking PAP renewals
• Providing third party oversight for local vendors (if any)
• Oversight for records management
• EUC/model oversight and review/analysis of new potential
• Raising/tracking SIRTs
• Providing AML and Financial crimes escalation/monitoring

Qualifications:

• 6-10 years relevant work experience in Business Risk & Controls. Familiarity with digital product offerings a plus.
• Consistently demonstrates clear and concise written and verbal communication skills
• Effective organizational influencing skills required.
• Third party vendor management preferred. Demonstrated ability to lead global team efforts
• Excellent problem solving skills; ability to see the big pictures with high attention to critical details; possess excellent judgement when escalating issues
• Demonstrated ability to develop and implement strategy and process improvement initiatives.
• Able to work independently while coordinating with other regional and global CRM and product teams
• Build strong relationships with product, 2 LOD, etc.
• Has the ability to operate with a limited level of direct supervision.
• Can exercise independence of judgement and autonomy.
• Excellent Microsoft suite skills required.

Education:

• Bachelor’s/University degree or equivalent experience, potentially Masters degree

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Job Family Group:

Risk Management

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Job Family:

Business Risk & Control

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Time Type:

Full time

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Primary Location:

388 GREENWICH STREET - TOWER

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Primary Location Salary Range:

$129,840.00 - $194,760.00

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Citibank, N.A. seeks a Risk Policy Senior Officer I for its New York, NY location.

Duties: Develop quantitative risk framework and associated risk analytics to optimize risk appetite limit setting and usage monitoring methodologies, credit risk appetite framework and associated metrics, risk return framework, and metrics. Leverage external and internal data to formulate objectives, develop analytical solutions, and perform statistical analyses using CHAID and other advanced segmentation techniques to identify relationships and trends in data. Develop and test analytical methods to identify underserved segments within risk appetite boundaries while business balancing risk and return. Evaluate, implement, and monitor edge analytic tools such as machine learning models in the underwriting and ECM process. Utilize in-depth understanding of Risk Appetite Framework (RAF) benchmark structure to define top of the house risk appetite monitoring. Connect with policy managers to understand any breaching or strategy changes and explicitly illustrate the explanation in management updates. Work closely with key stakeholders in RAF process to set up appropriately. Engaging directly with senior Leadership and support on board level communication of risk management Monitoring risk on a quarterly basis. Building analytical assessment reports to present to senior leadership. Remote work may be permitted within a commutable distance from the worksite, in accordance with Citi policy.

Requirements: Bachelor’s degree, or foreign equivalent, in Finance, Quantitative Finance, Business, or a related field, and six (6) years of experience in the job offered or in a related occupation. Six (6) years of experience must include: Working in Consumer banking and Wealth Management Business with understanding of business model; Building foundational capabilities/credit risk functions around Risk Appetite/Risk Management Framework; Utilizing business risk return metrics including RAR and ROTCE to evaluate business profitability and risk exposure across segments with strong knowledge Tangible Common Equity allocation methodology; Automating manual processes including data visualization and dashboards using data analytics tools and data visualization tools including Tableau, SAS, and SQL to analyze the in-business indicator; Utilizing knowledge of banking business models to build deep dive quantitative analysis to drive business growth under different scenarios, conducting quarterly and annual reviews based on model performance; and Analyzing the quarterly risk assessment quantitative and qualitative trending with automation tools such as excel VBA and Tableau. In the alternative, employer will accept a Master’s degree and four (4) years of experience. 40 hrs/wk. Applicants submit resumes at https://jobs.citi.com/ or by email to Citigroup Recruiting Dept. at NAMobilityRecruitment@citi.com. Please reference Job ID# 24720698. EO Employer.

Wage Range:               $193,800 - $240,240

Job Family Group:      Risk Management

Job Family:                  Risk Policy

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Job Family Group:

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Job Family:

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Salary Range:

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Global Regulatory Engagement - Sr. Officer will be part of Citi’s Global Regulatory Engagement team and report to the Global OCC Regulatory Engagement Senior Lead, responsible for the engagement strategy and execution with the OCC.

Key Responsibilities:

• Support the Global OCC Regulatory Engagement Senior Lead with the development and execution of the overall relationship coverage strategy.
• Lead the managing of tasks and responsibilities associated with the planning, directing, coordination and support of day-to-day activities regarding key regulator interactions and initiatives under the Global OCC Regulatory Engagement Senior Lead.
• Project manage key initiatives and routine deliverables across the Regulatory Engagement team by tracking progress of team deliverables and coordinating consistent horizontal responses where needed; Provide review and challenge of responses to ensure regulatory feedback is addressed
• Develop and maintain a disciplined, routine schedule for regulatory interactions, including associated internal briefings
• Work collaboratively with the Global OCC Regulatory Engagement Senior Lead to ensure thorough prep sessions and centrally maintained agendas, materials and talking points for all key regulatory interactions
• Ensure all regulatory meeting communications, follow-ups and commitments are centrally documented and acted upon, and maintain a disciplined follow up and tracking approach for any open items
• Ensure the Regulatory Event Tracking (RET) system is updated for relevant interactions
• Prepare management materials and presentations for Global OCC Regulatory Engagement Senior Lead, including supervisory themes and trends
• Ability to interact with individuals across Citi at all levels, businesses, and locations, providing a broad understanding of the organization while building relationships throughout Citi

Qualifications:

• Bachelor’s degree
• Highly motivated, strong attention to detail, team oriented, organized
• Pro-active problem-solver who works well in high-pressure fast-paced environments.
• High proficiency with Microsoft Office, particularly Excel for reporting and PowerPoint for presentation development
• Strong written/verbal communications skills with the ability to articulate complex problems and solutions through concise and clear messaging, tailored appropriately to the audience
• Comfortable navigating complex, highly matrixed organization
• Strong interpersonal skills for interfacing with all levels within the organization including senior management, including a proactive and 'no surprises' approach in communicating issues/requests
• Growth mindset, seeking and implementing feedback and maintaining flexibility to pivot and course correct as needed
• Understanding of relevant banking regulation and supervisory expectations for large complex financial institutions

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Job Family Group:

Marketing

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Job Family:

Marketing Program Management

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Salary Range:

$163,600.00 - $245,400.00

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Business Risk Officer is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.

Responsibilities:

• Responsibilities:

• Responsible for the oversight of Investments Sales Activities in Capital Markets for the North America, WaW and LATAM regions.
• Knowledge of Equity, Fixed income, FX, Structured Products
• Knowledge of Derivatives a Plus
• Responsible for review of escalated surveillance issues.
• Provide ongoing advice and guidance to Capital Markets sales & trading teams ensure adherence to policies and standards
• Responsible for enhancing the control and supervisory environment. Accountable for managing the communications review and approval process in support of strategic business objectives.
• Accountable for monitoring regulatory developments for changes in regulation and interpretive guidance.

• Key Activities:

• Review brokerage and capital markets activities as well as business affiliations, personal trading and outside activities.
• Manage, review, and approve new investment sales, Equity and FI new issues, SPAC, etc.
• Must have strong knowledge of FINRA, SEC & FRB rules and regulations
• Knowledge of Dodd Frank a plus.
• Oversight of trading systems and platforms used by the Capital Markets Specialists
• Conduct annual reviews of registered representatives and monthly registered representative meetings.
• Participate and lead calls on topics related to the Capital Markets business.
• Monitoring continuing education and licensing requirements
• Maintaining all files associated with oversight of the OSJ (Office of Supervisory Jurisdiction)
• Assist with audits, compliance testing and regulatory inquiries.
• Interface with Legal, Compliance and Control partners as necessary
• Manage and help resolve all sales practice, non-sales practice, service and operational complaints
• Ability to understand various trading platforms and systems used across the Markets business.
• Work to develop system controls and enhancements across the business, systems, platforms (bank/brokerage)

• Qualifications and Experience Required

• Relevant  experience in Capital Markets and financial industry; compliance experience helpful
• Licenses Required - Series  7, 9/10, 31, 63 & 65 (or 66) - (if Candidate has some but not all required licenses, must be willing to obtain remaining required licenses within 120 days)
• Series 24 or 3 a plus
• Team work oriented
• Excellent written and verbal communication skills
• Project management skills
• Ability to work under pressure and meet deadlines in a fast-paced environment.
• Proactive, resourceful and ability to multi-task

• Skills and Competencies

• Excellent relationship, facilitation and presentation skills.
• Ability to identify issues and trends, evaluate alternatives and recommend comprehensive and innovative solutions.
• Organized and Efficient in managing time and resources
• Highly visible position requiring ability to deal with all levels of Senior Management

Education:

• Bachelor’s/University degree or equivalent experience

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Job Family Group:

Risk Management

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Job Family:

Business Risk & Control

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Salary Range:

$129,840.00 - $194,760.00

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Community Mortgage Lending Officer is an entry level position responsible for driving mortgage sales and client relationships through engagement with community clients, diverse real estate agents, and affordable housing non-profit partners in coordination with the Consumer Product Sales team. The role is directly responsible for the sale of a specific product or product set directly to clients. 

Responsibilities:

• Consult with customers about their financial situation, financial and personal objectives and lending needs for the purpose of helping them achieve their home ownership goals.
• Collect and analyze information about the customer's financial situation, financial and personal goals, tolerance for risk and change, plans for the future, income, assets, debts, cash flow, and credit history.
• Analyze financial information for customers to make an initial assessment regarding whether the customer and the property may qualify for a particular lending solution.
• Make recommendations to customers about which lending solutions would best meet the customers' financial and personal objectives
• Advise customers about the consequences, risks, and benefits of alternative lending solutions.
• Promote Citi's brand, and promote Citi as the provider for lending and other financial solutions. This includes promoting Citi and its financial services to real estate agencies, builders, other referral sources, and customers.
• Visit customers outside of Citi's offices, with such visits to vary based on clientele, geography, market conditions, and other factors.
• Work as a team with all internal partners to support and grow our customers.
• Refer customers who seek financial services other than lending solutions to the appropriate Citi professionals.
• Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the Processors and acquire any additional information needed by the Processors and/or Underwriters.
• Work with Processors/Closers and customers to ensure the timely closing of the customer's loan.
• Go outside to key referral relationships (Realtors, CPA's, Builders, etc). to drive mortgage business into the bank.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
• Introduce clients to segment partners when appropriate (including but not limited to Bank, Wealth Management, Small Business, Cards, etc.   
• Keep abreast of trends and developments in local marketplace, as well as changing rules and regulations across the industry, and expand internal and external network to better serve clients and industry professionals
• Attend a minimum of 2 – 3 Diverse Realtor and/or affordable housing nonprofit events per month.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years relevant experience
• Residential Mortgage experience required
• 3+ years previous mortgage sales experience required
• Established relationships with diverse realtor organizations and affordable lending nonprofits in origination territory
• Experience with community loan products inclusive of specialized LMI mortgage solutions, lender paid assistance programs and 3rd party assistance programs.
• Established book of business
• FHA/VA & conventional loan experience is preferred
• The ability to comprehend and explain financial calculations and pricing alternatives.
• The ability to communicate with customers about the proper documents and information needed to obtain a particular loan.
• Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA.
• Demonstrated customer service skills
• Self-motivated and able to work independently
• Strong relationship development and management skills
• Expertise of general lending products and overall mortgage industry.
• This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing
• System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities.
• Originate minimum of 3 loans per month with a minimum mix of 50% being either CRA eligible or within minority tracts.

Education:

• Bachelor's/University degree or equivalent experience

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Job Family Group:

Consumer Sales

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Job Family:

Consumer Product Sales

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Time Type:

Full time

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Primary Location:

Newark New Jersey United States

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Primary Location Salary Range:

$90,000.00 - $90,000.00

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Investment Banking Lead Finance Officer

The Investment Banking Lead Finance Officer (LFO) role will support the Citi Investment Banking (IB) business.  The IB business advises clients on capital raising needs, mergers & acquisitions, and equity & debt financing solutions. The primary responsibility of the LFO will be to partner with and act as a trusted advisor to the IB business head and will be a part of the IB leadership team.  The candidate will manage resources that provide LFO support, engage and lead the relationship with business partners through strategic leadership, execution of key priorities, providing thoughtful challenge and insightful analysis.

The LFO team plays a key role in the day-to-day financial management of the business, with ownership of the overall budget and plan, deepening of client analytics, and is accountable for business review insights, and will partner across the firm to ensure a deep understanding of financial investments, resource management, and strategic activities driving growth while balancing efficiency and the execution of the business strategy and achievement of the target operating model.

Responsibilities include:

• Partner with and act as a trusted advisor to business partner for all strategic and tactical financial business decisions
• Engage and drive the relationship with business partners through strategic leadership, execution of key priorities, thoughtful challenge, and insightful analysis
• Lead the strategy, execution and implementation of finance specific programs, projects and/or exercises
• Formulate the overall budget and forecast planning, through engagement with business and other partners; ensure financial targets are met, provide insightful input into drivers needed for dynamic decision making
• Accountable for business reviews, QBRs, metrics and reporting, in partnership with other key business contacts, ensuring both the financial and strategic story aligns with overall business strategy
• Responsible for oversight and approval of changes to an approved plan or outlook for day-to-day execution and strategic efforts
• Drive and have accountability for reviewing investment strategies, having a deep understanding of business cases, fully understanding the proposed work and being able to articulate the outcomes and benefits of the investments
• Drive opportunities and the execution of optimization and efficiencies 
• Support and contribute to the overall Finance organization Transformation agenda
• Provide strategy for driving change within team inclusive of transformation efforts, e. g., process efficiency, reduction of EUCs, etc.
• Drive risk & control agenda including data accuracy and timeliness of financial reporting and metrics; identify, assess, and escalate risks

Qualifications:

• The ideal candidate will have a minimum of 12 years of experience in Finance or related fields, with experience interacting with and influencing senior managers, leading, and managing C-level leaders
• Proven track record of building strong relationships with senior executives
• Experience within financial services
• Experience providing financial analysis for monthly forecasts, strategic multi-year forecasts, and annual budgets
• Exceptional analytical skills, combined with an ability to deliver analysis in a concise manner
• Strong leadership skills and ability to manage cross-functional teams
• Excellent communication skills (written / verbal)
• Results/task orientated with excellent attention to detail
• Ability to manage and prioritize effectively and resolve conflicting priorities
• Experience in business/corporate strategy is a plus
• Bachelor's degree required; MBA preferred

Citi Investment Banking (IB) is a global line of business at Citigroup that resides within the Banking & International organization that oversees the local delivery of the full firm to clients in each of the 95 markets where Citi has an on-the-ground presence.  The IB business provides advisory, debt and equity capital markets solutions for corporations, governments, and financial institutions in these markets.   IB aspires to be the global bank of choice for its institutional clients, delivering on its full suite of products and services. The main products and services, that support the Investment Banking t segment, include:  Origination & Underwriting on both Debt and Equity issuances, Strategic Advisory, and Valuation services.

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Job Family Group:

Finance

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Job Family:

Financial Planning & Analysis

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Salary Range:

$170,000.00 - $300,000.00

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Commercial Bank Lead Finance Officer

The Commercial Banking Lead Finance Officer (LFO) role will support the Citi Commercial Bank (CCB) business which is a strategic growth area for Citi.  The primary responsibility of the LFO will be to partner with and act as a trusted advisor to the CCB business head and will be a part of the CCB leadership team.  The candidate will manage resources that provide LFO support, engage and lead the relationship with business partners through strategic leadership, execution of key priorities, providing thoughtful challenge and insightful analysis.

The LFO team plays a key role in the day-to-day financial management of the business, with ownership of the overall budget and plan, deepening of client analytics, and is accountable for business review insights, and will partner across the firm to ensure a deep understanding of financial investments, resource management, and strategic activities driving growth while balancing efficiency and the execution of the business strategy and achievement of the target operating model.

Responsibilities include:

• Partner with and act as a trusted advisor to business partner for all strategic and tactical financial business decisions
• Engage and drive the relationship with business partners through strategic leadership, execution of key priorities, thoughtful challenge, and insightful analysis
• Lead the strategy, execution and implementation of finance specific programs, projects and/or exercises
• Formulate the overall budget and forecast planning, through engagement with business and other partners; ensure financial targets are met, provide insightful input into drivers needed for dynamic decision making
• Accountable for business reviews, QBRs, metrics and reporting, in partnership with other key business contacts, ensuring both the financial and strategic story aligns with overall business strategy
• Responsible for oversight and approval of changes to an approved plan or outlook for day-to-day execution and strategic efforts
• Drive and have accountability for reviewing investment strategies, having a deep understanding of business cases, fully understanding the proposed work and being able to articulate the outcomes and benefits of the investments
• Drive opportunities and the execution of optimization and efficiencies 
• Support and contribute to the overall Finance organization Transformation agenda
• Provide strategy for driving change within team inclusive of transformation efforts, e. g., process efficiency, reduction of EUCs, etc.
• Drive risk & control agenda including data accuracy and timeliness of financial reporting and metrics; identify, assess, and escalate risks

Qualifications:

• The ideal candidate will have a minimum of 12 years of experience in Finance or related fields, with experience interacting with and influencing senior managers, leading, and managing C-level leaders
• Proven track record of building strong relationships with senior executives
• Experience within financial services
• Experience providing financial analysis for monthly forecasts, strategic multi-year forecasts, and annual budgets
• Exceptional analytical skills, combined with an ability to deliver analysis in a concise manner
• Strong leadership skills and ability to manage cross-functional teams
• Excellent communication skills (written / verbal)
• Results/task orientated with excellent attention to detail
• Ability to manage and prioritize effectively and resolve conflicting priorities
• Experience in business/corporate strategy is a plus
• Bachelor's degree required; MBA preferred

Citi Commercial Bank (CCB) is a global line of business at Citigroup that provides commercial banking services to mid-sized companies. CCB aspires to be the global bank of choice for trade-oriented companies with revenues between $10MM – $3Bn CCB wants our clients to see us as trusted thought partners who bring simplicity in an increasingly complex world, provide client-centric solutions for long term growth and pave the way for them to reach across borders and achieve their global vision. The main products and services, that support the Commercial Bank target segment, include: Lending, Cash Management, Trade, Foreign Exchange, Interest Rate Derivatives and Capital Markets solutions.

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Job Family Group:

Finance

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Job Family:

Financial Planning & Analysis

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Salary Range:

$170,000.00 - $300,000.00

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Citigroup provides financings on a global basis to non-investment grade corporate clients for Leveraged Lending – Traditional Leveraged Finance, Other Non-Investment Grade, Asset Based Lending (ABL), and Energy Reserve Based Lending (ERBL) clients that come under the expanded regulatory definition of leveraged lending.  Citigroup’s Banking Capital Markets & Advisory (BCMA) group acts as lead arranger for many of these issuers. 

Citi’s Leveraged Finance Group in the Capital Markets Origination (CMO) group is focused on serving clients in the financing of acquisitions, mergers, buyouts, recapitalizations and spinoffs.  Citi works with private equity clients that have substantial assets under management, an established investment history, as well as public corporates with significant capital markets wallet.  Key products include revolving credit facilities, term loans, bridge facilities, bonds, ABLs and ERBLs.  Transactions also include funding of operations, capital expenditure financings and refinancings.  For selected clients, the credit product set is augmented with foreign exchange, derivatives and cash management. 

The North America (NAM) Leveraged Finance Credit Risk Portfolio Banker works closely with the Leveraged Finance Credit Risk Manager and the team and the Leveraged Portfolio Group (LPG) to ensure effective portfolio management, make approval recommendations for underwritings and holds on Leveraged Lending transactions, refinancings and amendments and timely monitoring of the Leveraged portfolio.

This role is expected to support risk and diligence issues, industry trends, capital structure, exposure management, syndication strategy, terms and returns.  A critical objective is to provide management and guidance such that this high-risk business remains within appropriate risk tolerances.  Under the expanded regulatory Leveraged Lending definition, this function serves to coordinate various firm-wide processes for other Non-Investment Grade clients and demonstrates responsible behavior by both tone and actions in daily management. 

Key Responsibilities:

• Participate in screening/reviews and approvals for non-investment grade holds and underwritings.
• Monitoring of the NAM leveraged loan and high yield portfolio with focus on timely syndication of underwritten positions, performance and classification of hold book and hedging of outsized or underperforming assets.
• Participate in team discussions on strategic and exposure management decisions.
• Work with partners in LPG, which is part of Institutional Credit Management (In-Business Risk).
• Track credit approvals, declines and credible challenges or improvements to credit structures by Risk.
• Support Leveraged Finance Portfolio Managers globally on requests from Senior management, FCR, Audit and regulators.
• Handle and make recommendations on requests for ancillary facilities such as derivatives, cash management, and international lines.
• Ongoing Portfolio management and monitoring activities involving annual and quarterly reviews, emerging risks and accuracy of risk ratings.
• Exercise leadership to address due diligence, capital structure and syndication issues.
• Protect the firm against franchise and reputation risk.
• Support underwriting limit compliance and solutions.
• Coordinate with LPG on portfolio management and reporting.
• Assist with ad-hoc requests and special projects.

Competencies/Knowledge:

• Unquestioned ethics and good credit judgment.
• Understanding of heightened regulatory expectations of an institution such as Citi.
• Appropriate risk appetite with respect to size of individual underwritings, overall book of deals, leverage levels and hold positions.
• Commitment to independent views and transparency in decision making.
• Discipline in making appropriate risk-reward decisions.
• Robust collaboration across the firm.
• Strong influencing and negotiating skills.
• Strong conflict management skills.
• Superior verbal and written communication skills.
• Well-developed time management skills for a high volume of transactions, often with short timetables.
• High sense of equanimity relative to competing pressures.

Qualifications:

• Current SCO (or external equivalent) approval authority. Minimum of 5 years of relevant experience.  
• Experience in a complex, matrixed organization focused on credit approval, governance, controls, risk management at a top-tier institution.
• Proven strong analytical and credit analysis skills with good attention to detail.
• Successful risk management role spanning a range of products and industries.
• Knowledge of corporate finance concepts and leveraged finance preferable.

• Bachelor’s degree required, preferably in business, finance or related field.
• Excellent oral and written communications skills.
• Capable of prioritizing and multi-tasking in a dynamic, fast paced environment.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Risk Management

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Job Family:

Credit Decisions

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Salary Range:

$152,050.00 - $228,080.00

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting